Buying a second-hand car might save you some money, but it also comes with risks if you’re new to the process. There are certain things to look out for, especially if you’d rather avoid getting stung by a bad deal!
From hidden mechanical issues to unclear histories on a vehicle, it’s essential to do your homework before committing. Independent checks can also help you avoid costly mistakes and make sure the car is safe and reliable.
In this quick guide, we’ve detailed the best checks to make both on your own and with professional support.
Basic checks for buyers
Before you call in the professionals, you should carry out a few checks by yourself. This shouldn’t take up too much time and will leave you feeling much more informed about the car. Your tasks include:
- Reviewing MOT history: This can be quickly carried out via the government website or by asking to see the paperwork in person. You’ll be able to see any repeat issues with the car and spot warnings for worn mechanical parts that might need replacing soon.
- Checking outstanding finance: When you buy a used car, it’s worth trying to find one with no outstanding credit. This will make for a smooth, uncomplicated transaction and ensure that you’re not left responsible for someone else’s debt.
- Accident history: Cars can suffer various types of damage and still get back on the roads. If this happens properly, the vehicle will usually be categorised according to the extent and nature of the damage. Ask the dealer or seller if the car is categorised before viewing it.
Why are independent valuations worth it?
A professional inspection thoroughly reviews the vehicle’s health.
It provides vital peace of mind by uncovering hidden mechanical or structural issues, including internal engine wear, that might not be visible to the naked eye. Valuations are distinct from a vehicle history check (like an HPI check).
While a history check tells you if the car has outstanding finance or has been written off on paper, an inspection confirms if the car is genuinely safe and mechanically sound to drive. Shiny paintwork rarely tells the whole story, which is why an independent valuation may be your greatest asset.
What does a professional inspection cover?
When you consult a professional, you’re not just paying for a second pair of eyes. A full inspection means a comprehensive diagnostic suite. A standard professional inspection typically includes:
- Mechanical & structural assessments: A thorough check of the chassis and internal components for wear or corrosion.
- Diagnostic scans: Plugging into the car’s built-in computer to find fault codes that haven’t triggered a dashboard light yet.
- Brake & safety tests: Checking that the stopping power and safety systems are up to manufacturer standards.
- Road tests: A professional test-drive to listen for tell-tale sounds of transmission or bearing failure.
How can independent reports help you to negotiate?
In some cases, a report gives you the confidence to walk away from a faulty car before it becomes a costly mistake. If a dispute arises later, holding a stamped independent assessment is invaluable proof of the vehicle’s condition on the date you purchased it.
Either way, an independent report gives you leverage. Entering a negotiation with a professional document in hand means you can provide hard evidence to back your decision or hold your price.
